Carter Bank and Trust
- Banking - Commercial
Carter Bank & Trust is a state-chartered community bank in the Commonwealth of Virginia. We operate 123 branches in our Virginia/North Carolina market areas, and offer a full range of deposit accounts including LIFETIME FREE CHECKING. All deposit accounts are insured by the FDIC up to the maximum amount allowed by law, which currently is $250,000 per depositor subject to aggregation rules. In addition to deposit services, business and personal loan products are available. Carter Bank & Trust offers business loans with competitive fixed and adjustable interest rates and with short or long-term maturities. Among our offerings are acquisition and development loans, construction loans, and business real estate loans for owner-occupied and income-producing commercial real estate properties. Personal loan products offered include loans for the purchase or refinance of personal residences, home improvement loans, new and used automobile loans, and unsecured loans for personal expenses.